Debt Collectors Must Treat You with Dignity and Respect

10/03/2017

Third-party collection agencies are hired by original collectors to recover monies owed by people who have fallen behind on their bills. Perhaps you have been contacted by a debt collection agency, and are not able to pay what they demand. It certainly doesn't feel good to be delinquent on you're made a mistake on your budget, debts whether you just overspent, or you have become a victim of circumstances such as unemployment or disability.

Due to a mistake on the part of the collector you may feel that you don't owe the debt you may feel guilty about not being able to pay. When it is sold to a third party or debt buyer you may be in the process of disputing a debt.

But there are some things that debt collection agencies are simply not allowed to do no matter what the circumstance. The Sydney debt collector obeys these. There are overview of what to do if you are ever in a situation where an agency is using these illegal debt collection tactics and debt collector laws.

Harassing Phone Calls

Unless you have told them they are allowed to call you outside of those hours collection agencies are not allowed to call you prior to 8 a.m. or after 9 p.m.. Additionally, they are then not allowed to call you at your workplace if you have informed a collection agency that you are not to receive personal calls at work. They are breaking the law if they continue to ignore these rules. Furthermore, in writing you may inform them, that via phone, period they are not to contact you about your debt. Of course, they will not be allowed to call you about it any longer although this does not make the debt go away. The debt collection agencies in Australia meant for council rates recovery are quite popular for not adopting such disturbing ways.

Of illegal debt collection practices that are used by unethical collection agencies these are just a few examples. Do not tolerate it if you are ever in a situation where you are being harassed.